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XM

CYCySECCyprus Securities and Exchange CommissionAUASICAustralian Securities and Investments CommissionAEDFSAFSC-BZ

XM is a global forex and CFD brand operated by separately regulated Trading Point entities.

Last verified: Aug 23, 2026Sources and audit trail

Overview

XM is a global forex and CFD brand operated by separately regulated Trading Point entities.

TraderVote user rating
7.8/10
Trader reviews
1,892
Regulation
Regulated (Tier-1)
Main regulators
CYCySECAUASICAEDFSA
Main strengths
Main risks
✓ No major risk themes reported
Building sampleUpdated Aug 31, 2026

AI web composite score

Five web-reputation dimensions plus one objective regulatory dimension for XM

Web reputation 75% —Regulation 25% 8.7
—/ 10Insufficient sample
Not included in formal rankings yetThe number of real sources or effective samples has not reached the publication threshold. Missing dimensions are left unscored rather than filled with zero or a neutral value.
Data confidence0% · Low

Trading environment

Slippage, stability, execution and pricing anomalies

Public review signals
—Weight 22%
0 related mentionsInsufficient sample

Deposits & withdrawals

Funding speed, withdrawals, checks and payment methods

Public review signals
—Weight 18%
0 related mentionsInsufficient sample

Customer service

Response time, expertise and complaint handling

Public review signals
—Weight 13%
0 related mentionsInsufficient sample

Trading costs

Spreads, commissions, swaps and hidden charges

Public review signals
—Weight 18%
0 related mentionsInsufficient sample

Sales conduct

Promotion terms, sales pressure and return claims

Public review signals
—Weight 4%
0 related mentionsInsufficient sample

Regulation & compliance

Scoring rulesReview sentiment is excluded. Licence quality accounts for 60%, jurisdiction coverage 25%, and Tier-1 diversification 15%. Additional licences have diminishing returns, while enforcement actions or licence suspensions may reduce the score.View full methodology →

Licence quality, jurisdiction breadth and regulatory diversification

Objective regulatory facts
8.7Weight 25%
4 verified regulators4 jurisdictions

There are not yet enough classified public signals to calculate a reputation score.

0Review signals
0Unique experiences
0Effective sample
0Sources
View calculation and source mix

The AI composite combines web reputation at 75% and regulation at 25%. Review weights are trading environment 22%, deposits and withdrawals 18%, customer service 13%, trading costs 18%, and sales conduct 4%. Regulation ignores review sentiment and uses verified licence quality 60%, distinct jurisdiction breadth 25%, and Tier-1 diversification 15%, with diminishing returns for additional licences.

AI web composite score
DimensionScorerelated mentions
Trading environment—0
Deposits & withdrawals—0
Customer service—0
Trading costs—0
Sales conduct—0
Regulation & compliance8.74

Products

  • Forex and CFDs on indices, commodities, precious metals, energies, shares and cryptocurrencies where available

Accounts

  • Standard, Ultra Low, Shares, swap-free and demo accounts; availability varies by entity

Platforms and tools

  • MetaTrader 4, MetaTrader 5, WebTrader and XM mobile application

Funding currencies

AUDEURGBPJPYUSDZAR

Support and availability

Official help centre, live chat, email and regional support channels are available.

Entity, accounts, leverage and promotions vary by country. The reviewed global page excludes the United States, Canada, Israel, Iran and sanctioned jurisdictions.

Regulation

Regulators

Trading Point of Financial Instruments Ltd

Cyprus · CySEC

Active
Regulators
CySEC
Licence / registration number
120/10

Client protection

Eligible retail claims may fall under the Cyprus Investor Compensation Fund.

View protection details

Eligible retail claims may fall under the Cyprus Investor Compensation Fund.

Official record ↗

Trading Point of Financial Instruments Pty Ltd

Australia · ASIC

Active
Regulators
ASIC
Licence / registration number
AFSL 443670

Client protection

Australian client-money and retail rules apply only to this entity.

View protection details

Australian client-money and retail rules apply only to this entity.

Official record ↗

Trading Point MENA Limited

United Arab Emirates · DFSA

Active
Regulators
DFSA
Licence / registration number
F003484

Client protection

Protection follows DFSA rules and the applicable client agreement.

View protection details

Protection follows DFSA rules and the applicable client agreement.

Official record ↗

XM Global Limited

Belize · FSC-BZ

Active
Regulators
FSC-BZ
Licence / registration number
8557558

Client protection

Protection follows Belize rules and the applicable client agreement; it is not equivalent to EU compensation coverage.

View protection details

Protection follows Belize rules and the applicable client agreement; it is not equivalent to EU compensation coverage.

Official record ↗

Trading conditions

Spreads from
0.6 pips
Max leverage
1:1000
Execution
Not available
Commission
Not available
Platforms
MT4 · MT5 · XM App
Pricing
Standard and Ultra Low pricing varies by entity and instrument; spreads, swaps and any commission are shown in the applicable contract specifications.
Highest verified leverage
Up to 1:1000 is advertised on selected global accounts. EU, UK, Australian and other regulated retail limits are lower, and equity, instrument and client classification can further reduce leverage.
Risk controls
The reviewed global account page states negative balance protection; margin and stop-out levels remain entity and account-specific.

Leveraged CFD trading can cause rapid losses. The displayed leverage is the highest verified brand offering, not a global entitlement; entity, country, client classification, account, instrument, equity and market-event limits can be lower.

Payments

Deposits

1 methods
MethodMinimumProcessingFee
Bank wire, cards, electronic wallets and local methods shown in the member areaAUD · EUR · GBP · JPY · USD · ZARUSD 5 or equivalent for Standard…Method, entity and country-sp…XM states no deposit or withdrawal fee

Withdrawals

1 methods
MethodMinimumProcessingFee
Return through available verified methodsUSD 5 or equivalent, subject to p…Requests can be executed imme…No XM fee stated

Accounts or cards must be in the client’s name. Availability, limits and checks depend on the contracting entity.

Promotions

Active offers and promotions from XM

No verified active promotions.

Sources and audit trail

Last verified: Aug 23, 2026

  1. XM account typesAug 23, 2026
  2. XM stable leverageAug 23, 2026
  3. XM deposits and withdrawals helpAug 23, 2026
  4. XM MENA account and legal disclosureAug 23, 2026
  5. XM Australia product disclosure statementAug 23, 2026

How this company uses TraderVote

Company participation and regulatory verification are displayed separately.

Represent this company? Apply to claim
Company claimNot claimed
Company identityNot verified
Licence verification0/0

Company access allows replies and verified change requests. It cannot edit user ratings, remove reviews or directly change TraderVote regulatory scores.

Trader reviews

From 1,892 verified traders

Write a review
T
Tran B.
Vietnam Vietnam · 3 days ago · ✓ Verified
★★★★★

Good for beginners, attractive bonus and stable spreads.

👍 15 helpful