Write a review

Trading 212

GBFCAFinancial Conduct AuthorityDEBaFinFederal Financial Supervisory AuthorityCYCySECCyprus Securities and Exchange CommissionAUASICAustralian Securities and Investments Commission

Trading 212 offers commission-free investing and a separate leveraged CFD account through regulated UK, German, Cypriot and Australian entities.

Last verified: Aug 23, 2026Sources and audit trail

Overview

Trading 212 offers commission-free investing and a separate leveraged CFD account through regulated UK, German, Cypriot and Australian entities.

TraderVote user rating
8.2/10
Trader reviews
1,520
Regulation
Regulated (Tier-1)
Main regulators
GBFCADEBaFinCYCySEC
Main strengths
Main risks
✓ No major risk themes reported
Building sampleUpdated Aug 31, 2026

AI web composite score

Five web-reputation dimensions plus one objective regulatory dimension for Trading 212

Web reputation 75% —Regulation 25% 8.4
—/ 10Insufficient sample
Not included in formal rankings yetThe number of real sources or effective samples has not reached the publication threshold. Missing dimensions are left unscored rather than filled with zero or a neutral value.
Data confidence0% · Low

Trading environment

Slippage, stability, execution and pricing anomalies

Public review signals
—Weight 22%
0 related mentionsInsufficient sample

Deposits & withdrawals

Funding speed, withdrawals, checks and payment methods

Public review signals
—Weight 18%
0 related mentionsInsufficient sample

Customer service

Response time, expertise and complaint handling

Public review signals
—Weight 13%
0 related mentionsInsufficient sample

Trading costs

Spreads, commissions, swaps and hidden charges

Public review signals
—Weight 18%
0 related mentionsInsufficient sample

Sales conduct

Promotion terms, sales pressure and return claims

Public review signals
—Weight 4%
0 related mentionsInsufficient sample

Regulation & compliance

Scoring rulesReview sentiment is excluded. Licence quality accounts for 60%, jurisdiction coverage 25%, and Tier-1 diversification 15%. Additional licences have diminishing returns, while enforcement actions or licence suspensions may reduce the score.View full methodology →

Licence quality, jurisdiction breadth and regulatory diversification

Objective regulatory facts
8.4Weight 25%
3 verified regulators3 jurisdictions

There are not yet enough classified public signals to calculate a reputation score.

0Review signals
0Unique experiences
0Effective sample
0Sources
View calculation and source mix

The AI composite combines web reputation at 75% and regulation at 25%. Review weights are trading environment 22%, deposits and withdrawals 18%, customer service 13%, trading costs 18%, and sales conduct 4%. Regulation ignores review sentiment and uses verified licence quality 60%, distinct jurisdiction breadth 25%, and Tier-1 diversification 15%, with diminishing returns for additional licences.

AI web composite score
DimensionScorerelated mentions
Trading environment—0
Deposits & withdrawals—0
Customer service—0
Trading costs—0
Sales conduct—0
Regulation & compliance8.43

Products

  • Invest account for shares and ETFs, plus CFDs on shares, forex, indices, commodities and bonds where available

Accounts

  • Invest, CFD and region-specific ISA or cash products

Platforms and tools

  • Proprietary Trading 212 web and mobile applications

Funding currencies

EURGBPUSD

Support and availability

In-app help and the official help centre provide support.

Products and entity access vary by residence; Invest, ISA and CFD eligibility are separate.

Regulation

Regulators

Trading 212 UK Ltd.

United Kingdom · FCA

Active
Regulators
FCA
Licence / registration number
609146

Client protection

Eligible UK claims may fall under FSCS rules; product and claim eligibility apply.

View protection details

Eligible UK claims may fall under FSCS rules; product and claim eligibility apply.

Official record ↗

Trading 212 EU GmbH

Germany · BaFin

Active
Regulators
BaFin
Licence / registration number
10109603

Client protection

Protection follows German and applicable EU rules for the contracted product.

View protection details

Protection follows German and applicable EU rules for the contracted product.

Official record ↗

Trading 212 Markets Ltd.

Cyprus · CySEC

Active
Regulators
CySEC
Licence / registration number
398/21

Client protection

Eligible claims may fall under the Cyprus Investor Compensation Fund.

View protection details

Eligible claims may fall under the Cyprus Investor Compensation Fund.

Official record ↗

Trading 212 AU Pty Ltd

Australia · ASIC

Active
Regulators
ASIC
Licence / registration number
AFSL 541122

Client protection

Australian client-money rules apply; no fixed statutory compensation amount is stated group-wide.

View protection details

Australian client-money rules apply; no fixed statutory compensation amount is stated group-wide.

Official record ↗

Trading conditions

Spreads from
0.8 pips
Max leverage
1:500
Execution
Not available
Commission
Not available
Platforms
Trading 212 Web · Trading 212 App
Pricing
Invest dealing is advertised without dealing commission; FX conversion, spread, overnight financing and other product-specific charges may apply. CFD pricing is spread-based.
Highest verified leverage
Up to 1:500 is associated with eligible professional CFD classification. Retail CFD clients are normally limited to up to 1:30 and Invest accounts are unleveraged.
Margin close-out
CFD margin and close-out requirements depend on entity, client classification and instrument; the applicable platform terms control.

Leveraged CFD trading can cause rapid losses. The displayed leverage is the highest verified brand offering, not a global entitlement; entity, country, client classification, account, instrument, equity and market-event limits can be lower.

Payments

Deposits

1 methods
MethodMinimumProcessingFee
Bank transfer, cards and region-specific instant payment methodsEUR · GBP · USDAccount, country, currency and me…Method, entity and country-sp…Usually free*

Withdrawals

1 methods
MethodMinimumProcessingFee
Verified bank or payment accountEUR · GBP · USDMethod, entity and country-specif…Method, entity and country-sp…Method, entity and country-specific

Accounts or cards must be in the client’s name. Availability, limits and checks depend on the contracting entity.

Promotions

Active offers and promotions from Trading 212

No verified active promotions.

Sources and audit trail

Last verified: Aug 23, 2026

  1. Trading 212 legal documentationAug 23, 2026
  2. Trading 212 CFD key information documentsAug 23, 2026
  3. Trading 212 withdrawal restrictionsAug 23, 2026

How this company uses TraderVote

Company participation and regulatory verification are displayed separately.

Represent this company? Apply to claim
Company claimNot claimed
Company identityNot verified
Licence verification0/0

Company access allows replies and verified change requests. It cannot edit user ratings, remove reviews or directly change TraderVote regulatory scores.

Trader reviews

From 1,520 verified traders

Write a review

No reviews yet.