eToro

GBFCAFinancial Conduct AuthorityCYCySECCyprus Securities and Exchange CommissionAUASICAustralian Securities and Investments CommissionAEADGM-FSRASCFSA-SCSGMASMonetary Authority of SingaporeUSFINRA

eToro is a social-investing and multi-asset platform founded in 2007. It provides investments, CFDs, crypto services and social features through separately regulated entities; products, protections, leverage, fees and funding terms depend on residence and client classification.

Last verified: Aug 11, 2026Sources and audit trail

Overview

eToro is a social-investing and multi-asset platform founded in 2007. It provides investments, CFDs, crypto services and social features through separately regulated entities; products, protections, leverage, fees and funding terms depend on residence and client classification.

TraderVote user rating
8.4/10
Trader reviews
3,100
Regulation
Regulated (Tier-1)
Main regulators
GBFCACYCySECAUASIC
Main strengths
Main risks
✓ No major risk themes reported
Live collectionUpdated Aug 27, 2026

AI web composite score

Five web-reputation dimensions plus one objective regulatory dimension for eToro

Web reputation 75% 3.6Regulation 25% 9.7
5.1/ 10Average
Data confidence65% · Medium

Trading environment

Slippage, stability, execution and pricing anomalies

Public review signals
5.2Weight 22%
285 related mentionsPositive 51%

Deposits & withdrawals

Funding speed, withdrawals, checks and payment methods

Public review signals
1.7Weight 18%
120 related mentionsPositive 15%

Customer service

Response time, expertise and complaint handling

Public review signals
4.1Weight 13%
351 related mentionsPositive 40%

Trading costs

Spreads, commissions, swaps and hidden charges

Public review signals
3.6Weight 18%
126 related mentionsPositive 32%

Sales conduct

Promotion terms, sales pressure and return claims

Public review signals
1.4Weight 4%
26 related mentionsPositive 12%

Regulation & compliance

Scoring rulesReview sentiment is excluded. Licence quality accounts for 60%, jurisdiction coverage 25%, and Tier-1 diversification 15%. Additional licences have diminishing returns, while enforcement actions or licence suspensions may reduce the score.View full methodology →

Licence quality, jurisdiction breadth and regulatory diversification

Objective regulatory facts
9.7Weight 25%
7 verified regulators7 jurisdictions

Trading environment is the strongest review-based dimension; Sales conduct is the weakest. Regulation & compliance is scored independently from verified licence facts.

2,404Review signals
1,391Unique experiences
1,262Effective sample
2Sources
View calculation and source mix

The AI composite combines web reputation at 75% and regulation at 25%. Review weights are trading environment 22%, deposits and withdrawals 18%, customer service 13%, trading costs 18%, and sales conduct 4%. Regulation ignores review sentiment and uses verified licence quality 60%, distinct jurisdiction breadth 25%, and Tier-1 diversification 15%, with diminishing returns for additional licences.

AI web composite score
DimensionScorerelated mentions
Trading environment5.2285
Deposits & withdrawals1.7120
Customer service4.1351
Trading costs3.6126
Sales conduct1.426
Regulation & compliance9.77

Products

  • Stocks and fractional shares where available
  • Exchange-traded funds
  • Foreign exchange and CFDs
  • Indices and commodities through CFDs
  • Cryptoassets or crypto CFDs where permitted
  • CopyTrader social investing
  • Smart Portfolios

Accounts

  • Retail investment account
  • Professional account for eligible UK and EU clients
  • Corporate account
  • Islamic account where available
  • Virtual portfolio

Platforms and tools

  • The proprietary eToro Platform is available through a web browser and provides investing, trading, portfolio and social-feed functions.
  • The eToro Mobile App provides the corresponding account, wallet, trading and social features on supported mobile devices.
  • CopyTrader mirrors a selected investor proportionally; Smart Portfolios provide curated multi-asset strategies. Availability and underlying fees vary by region and holdings.

Funding currencies

USDGBPEURAUDDKK

Support and availability

eToro advertises customer service 24 hours a day, six days a week, across multiple time zones. The Help Center, case system, live chat and an automated assistant are available; live chat requires login and channels or languages vary by region.

The contracting entity and available products are determined by residence. UK and Seychelles terms block Canada and US residents or citizens, while the United States is served separately by US entities with a narrower product set. Other blocked or restricted countries and services can change.

Regulation

Regulators

eToro (UK) Ltd

United Kingdom · FCA

Active
Regulators
FCA
Licence / registration number
583263

Client protection

Client money and custody assets are safeguarded under FCA rules. Eligible investment claims can receive FSCS protection up to GBP 85,000 if the firm defaults and a shortfall exists; normal market losses and unregulated crypto services are not covered.

View protection details

Client money and custody assets are safeguarded under FCA rules. Eligible investment claims can receive FSCS protection up to GBP 85,000 if the firm defaults and a shortfall exists; normal market losses and unregulated crypto services are not covered.

England company number 07973792. Professional-client status is available only after eligibility assessment.

Official record ↗

eToro (Europe) Ltd

Cyprus · CySEC

Active
Regulators
CySEC
Licence / registration number
109/10

Client protection

Eligible claims concerning authorised investment products and services can receive Cyprus ICF protection up to EUR 20,000. Ordinary investment losses and services outside the protected scope are excluded.

View protection details

Eligible claims concerning authorised investment products and services can receive Cyprus ICF protection up to EUR 20,000. Ordinary investment losses and services outside the protected scope are excluded.

Cyprus company number HE 200585. The entity also holds a CySEC MiCA authorisation for eligible EEA crypto services.

Official record ↗

eToro AUS Capital Limited

Australia · ASIC

Active
Regulators
ASIC
Licence / registration number
AFSL 491139

Client protection

Australian client-money, disclosure and conduct requirements apply to the authorised products. No universal statutory investor-compensation amount was verified, and market losses are not protected.

View protection details

Australian client-money, disclosure and conduct requirements apply to the authorised products. No universal statutory investor-compensation amount was verified, and market losses are not protected.

Official record ↗

eToro (ME) Limited

United Arab Emirates, ADGM · ADGM-FSRA

Active
Regulators
ADGM-FSRA
Licence / registration number
220073

Client protection

The permission covers matched-principal dealing, arranging, custody and asset management. FSRA conduct and client-asset rules apply, but no fixed universal compensation-fund limit was verified.

View protection details

The permission covers matched-principal dealing, arranging, custody and asset management. FSRA conduct and client-asset rules apply, but no fixed universal compensation-fund limit was verified.

Official record ↗

eToro (Seychelles) Ltd

Seychelles · FSA-SC

Active
Regulators
FSA-SC
Licence / registration number
SD076

Client protection

The entity is licensed as a securities dealer acting as agent or principal. No fixed statutory compensation amount was verified; contractual safeguarding and local client-money rules apply.

View protection details

The entity is licensed as a securities dealer acting as agent or principal. No fixed statutory compensation amount was verified; contractual safeguarding and local client-money rules apply.

Official record ↗

eToro Singapore Pte. Ltd.

Singapore · MAS

Active
Regulators
MAS
Licence / registration number
CMS101824

Client protection

MAS lists permissions for securities, collective investment schemes, over-the-counter derivatives, leveraged foreign exchange and custody. No universal compensation amount applies to ordinary market losses.

View protection details

MAS lists permissions for securities, collective investment schemes, over-the-counter derivatives, leveraged foreign exchange and custody. No universal compensation amount applies to ordinary market losses.

Official record ↗

eToro USA Securities Inc.

United States · FINRA

Active
Regulators
FINRA
Licence / registration number
CRD 298361 / SEC 8-70212

Client protection

US securities services and custody arrangements are separate from eToro digital-asset services. Digital assets are not protected by SIPC or FDIC; eligible securities protection depends on the carrying and custody arrangement.

View protection details

US securities services and custody arrangements are separate from eToro digital-asset services. Digital assets are not protected by SIPC or FDIC; eligible securities protection depends on the carrying and custody arrangement.

The US crypto and money-transmission businesses use separate entities and licences.

Official record ↗

Trading conditions

Spreads from
1 pips
Max leverage
1:400
Execution
Execution depends on the product and entity. For over-the-count…
Commission
Not available
Platforms
eToro Platform · eToro Mobile App
Minimum deposit
The lowest published first deposit is USD 10, but the official range is USD 10 to USD 10,000 depending on country and regulation. Corporate accounts and individual products have separate minimums; the onboarding screen is authoritative.
Spreads and commissions
CFD spreads and overnight charges vary by instrument and are shown before order confirmation. Stock trades can carry USD 1 or USD 2 opening and closing commissions in selected countries and exchanges; ETF trading has no eToro commission. Crypto pricing and fees vary by client tier and product.
Execution
Execution depends on the product and entity. For over-the-counter products, eToro or an affiliate can be the counterparty and the order may execute outside a regulated market. Best-execution policies assess price, costs, speed, likelihood and total consideration; quoted prices can differ from exchange prices.
Maximum leverage
The highest verified leverage eToro can provide across all regions is 1:400 on foreign exchange for approved Professional Clients registered under eToro UK or eToro Europe. It is not generally available: retail, entity, residence, instrument and suitability limits apply, and professional clients give up protections including negative-balance protection and compensation eligibility.
Stop-out
No single group-wide stop-out percentage was publicly verified. Current terms state that eToro calculates margin per position and may close a leveraged position without notice when required margin or its position stop level is not maintained. The platform specification for the actual trade controls.

Investments can fall in value, and CFDs are leveraged products that can cause rapid losses. The displayed 1:400 figure is a maximum verified professional-client capability, not a recommendation or universal entitlement. Professional clients lack negative-balance protection and can lose more than deposited.

Payments

Deposits

2 methods
MethodMinimumProcessingFee
Cards and supported electronic walletsUSD · GBP · EUR · AUDFirst-deposit minimum varies from…Usually instantNo separate deposit charge is publish…
Bank transferUSD · GBP · EUR · AUD · AED · CHF · DKK · NOK · PLN · SEK · HUF · RON · CZKCountry and account dependentThe official deposit table li…eToro does not publish a universal tr…

Withdrawals

1 methods
MethodMinimumProcessingFee
Bank transfer, card refund and supported walletsUSD · GBP · EUR · AUD · DKKUSD account: USD 30up to 5 business daysUSD 5

Accounts or cards must be in the client’s name. Availability, limits and checks depend on the contracting entity.

Promotions

Active offers and promotions from eToro

Active

Professional-client volume rebate

The official page confirms volume-based rebates but does not publish one universal amount. The applicable rate must be confirmed in the client account or programme terms.

Approved high-volume Professional Clients can receive transaction rebates under the professional account programme.

Eligibility: Only eligible clients registered under eToro UK or eToro Europe can apply for Professional Client status. Suitability assessment, trading volume and programme terms apply.

Official terms ↗

Sources and audit trail

Last verified: Aug 11, 2026

  1. eToro regulation and licencesAug 11, 2026
  2. MAS Financial Institutions Directory — eToro SingaporeAug 11, 2026
  3. Seychelles FSA capital-markets registerAug 11, 2026
  4. eToro Singapore CMS licence activationAug 11, 2026
  5. eToro Professional Client accountAug 11, 2026
  6. How to make a deposit on eToroAug 11, 2026
  7. How to withdraw funds on eToroAug 11, 2026
  8. eToro feesAug 11, 2026
  9. Investor protection at eToroAug 11, 2026
  10. eToro UK investor-compensation applicabilityAug 11, 2026
  11. eToro Seychelles terms and conditionsAug 11, 2026
  12. eToro account typesAug 11, 2026
  13. eToro CopyTraderAug 11, 2026
  14. eToro Smart PortfoliosAug 11, 2026
  15. eToro customer serviceAug 11, 2026

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